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16 years of experience

Skills

Executive Leadership Strategic Operations Trade Operations & Logistics Corporate & SME Banking Risk Management Compliance & Governance Stakeholder Management Financial Analysis Credit Proposals Process & System Optimization Regulatory Reporting Team Alignment Policy Framework Development MS Office Suite Cross‑functional Collaboration

Experience

Chief Operating Officer

Ghadeer International Limited

2026-02 -

Oversees the full trade lifecycle from execution to settlement, including shipping, warehousing and trade financing logistics. Optimizes trading systems and IT platforms to ensure high‑speed execution, system reliability and data accuracy. Streamlines daily workflows to eliminate bottlenecks, reduce transaction costs and maintain strategic banking and supplier relationships. Aligns cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets and reports key performance metrics to the CEO.

Head of Business Operations (Compliance, Ethics & Governance)

Aetlantiq Group Limited

2025-04 - 2025-12

Developed and audited comprehensive compliance frameworks, policies and ethics training programs aligned with regulatory standards. Conducted risk assessments, facilitated board meetings and advised senior leadership on governance matters. Implemented monitoring tools to track compliance performance and mitigated potential regulatory breaches.

Chief Representative (Country Manager)

Bank Al Habib Limited

2018-09 - 2025-03

Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya for trade finance and guarantees. Guided local clients on Pakistani market opportunities and referred funded and unfunded trade transactions to overseas branches. Prepared and submitted statutory and periodic compliance reports to local regulatory authorities, ensuring full regulatory adherence.

Manager (SME & Corporate Accounts)

Bank Al Habib Limited

2017-05 - 2018-09

Managed credit hubs and prepared complex credit proposals for corporate and SME clients, securing approvals from competent authorities. Executed charge registrations at SECP, conducted stock inspections and ensured compliance for credit disbursements and renewals. Coordinated with risk and legal teams to mitigate credit risk exposure.

Branch Manager

Habib African Bank Limited (Dar es Salaam)

2013-08 - 2017-03

Managed daily branch operations, clearing, Forex limits, statutory minimum reserve and daily liquidity compliance per Bank of Tanzania rules. Directed weekly and monthly regulatory returns to the central bank and UK group office while driving client acquisition and business growth. Supervised a team of 15 staff, improving service delivery and operational efficiency.

Credit & Trade In‑Charge / Credit Analyst / OG‑II

Bank Al Habib Limited

2008-03 - 2013-06

Managed trade operations including letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modeling and recovery processes. Produced detailed credit reports and recommendations for senior management, contributing to a 12% reduction in non‑performing loans.

Languages

English

fluent

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Last updated: 1 month ago